Dan Green, contributor

Do you want to refinance but don't want to your loan to start over at 30 years? Here are three ways to do it.

It's possible to buy a house with no money. But you need to be creative. Here are 7 programs that can help you buy a house with low or no money down.

What is a mortgage refinance? How does refinancing work? Learn what it means to refinance your home and the three best reasons to refinance.

Is now a good time to refinance? Despite rising rates, many homeowners can still benefit from a mortgage refi.

Learn about 3% down payment mortgage options, including 3% down conventional loans and 3.5% down FHA loans.

The FHA Streamline Refinance is a quick and easy way to lower your FHA mortgage rate and monthly payment. See guidelines and eligibility here.

The Fannie Mae HomeReady loan helps low-income buyers get into a house with 3% down.

The VA IRRRL or "VA Streamline Refinance" is an easy way to lower the rate and payment on your VA loan. See today's VA IRRRL rates and rules.

Learn how to calculate your loan-to-value ratio (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.